Healthy Credit Better Life
WHAT IS CREDIT?
Your credit refers to the history of how you borrow and handle debt. Your credit history, which is detailed on your credit report, includes information such as how much you borrowed, how much you own now, and whether you pay in a timely manner.
Credit histories are meant to help you and potential creditors. Creditors can look at your history to understand how much of a risk you might be as a borrower. And if your credit is strong, they might be willing to give you a better deal on a loan or other credit.
WHAT IS A CREDIT SCORE?
Your credit score is a number that sums up the strength of your credit history. The more problematic your credit history, the lower the score. Your score helps you understand how you're doing with credit and can be a fast way for lenders to determine if they should continue to look closer when considering you for a loan.
People often talk about good and bad credit scores. Obviously, higher is better. But you can achieve a lot with a score of 700 or more , which makes those "good" scores.
"Don't be ashamed to admit that you have bad credit, be ashamed if you don't fix it."
Consider this your discovery call, so feel free to wipe the sweat from your brow now. We'll talk about your credit concerns and the needs that you have. From there, we'll discuss a plan of action for your program. So click the link to schedule.
INDIVIDUAL CREDIT REPAIR
This service can be for your own personal credit repair needs or a friend or family member. Once you've had your consultation and we've discussed a plan of action, your credit repairer may have some additional steps for you to complete - but leave the rest to us.
COUPLES CREDIT REPAIR
This is a great opportunity to repair both your, and your significant others' credit! Maybe you want to invest in a forever-home or properties and there are some items on your report that are preventing you from that. Let us help. The benefit of this program is that you'll receive a couples discount - so sign up today.